Why Big #Banks Won’t Be Able to Join the #Fintech Boom
https://t.co/azaUviLAMZ https://t.co/Gy1jLLktQL
https://t.co/azaUviLAMZ https://t.co/Gy1jLLktQL
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Technology is upending workflow and processes in the financial services industry.
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Richard Steggall, Co-Founder and CEO of Urban FT, shares his perspective on how digital innovation has "democratized" banking and financial services.
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2015 was arguably the year of financial technology – digital ways of delivering financial services offering a faster, more convenient and more useful experience to customers by combining platforms, channels and technology.
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Over one billion hidden consumers are in need of services that blockchain technology can provide. Africa is one consumer market that lays virtually unclaimed. African markets start from the ground up rather than the top down. Infrastructure is relatively inexpensive compared to many countries. When attempting to centralize modern businesses, upgrading hardware or software of local branches is difficult to do correctly when updating outdated systems. For a larger company, to create a new branch, financial data and records dating from the 1960's must be transferred and updated to a new system. That creates the struggle, normally, when attempting to modernize entry into new markets.
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Starting with bitcoin and integrating with existing bitcoin wallets Coinbase and Blockchain.info, the plan is to add fiat currencies like dollars and euros, and corresponding wallets that hold them, this summer.
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Curated by jean lievens
Economist, specialized in political economy and peer-to-peer dynamics; core member of the P2P Foundation
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